paying back education loans

paying off college student loans

Do you need help paying off your college student loans? You've come to the right place. We are in the business of debt consolidation. Let us show you how to make one payment for all your loans through consolidation!

Prior to creating CAP, our team directed national programs to assist students and schools within the Federal Family Education Loan Program. That expertise has allowed us to create the Consolidation Assistance Program loan, a consolidation loan that allows Federal student recipients to LOCK IN today''s extremely low interest rates with a simple, straightforward application process that helps you begin saving today. Our Consolidation specialists at Consolidation Assistance Program are education loan specialists, available to provide guidance and information when you need it. All applications for Federal Consolidation loans received through CAP are originated and serviced by Education Corporation.

The length of time you can choose to repay your loan is dependent on your total loan balance, both for those loans you are consolidating and for any additional education loans that you have, but are not consolidating. If your total loan balance is? Your maximum repayment period is? Note: maximum repayment period excludes authorized periods of deferment and forbearance. When do I start repaying my loans? back to top Once your loan has been funded, you will receive a Loan Consolidation Disclosure Statement and Repayment Schedule from the servicer of your new Consolidation Assistance Program loan. Thirty Days from the date your loan is funded, you are required to begin repayment according to that schedule. If later I decide to switch to a different repayment plan, can I do so? back to top Yes. Simply contact our servicer, to switch plans. There are no extra costs or penalties to switch plans, and you can do so once a year.

Want to Save Even More? With your Consolidation Assistance Program loan, you can reduce your interest rate by up to an additional 1.25% with these borrower benefits: .25% interest rate reduction for using our automated debit program to repay your loan .50% Interest rate reduction if you consolidate between $20,000 and $50,000 in eligible students and make 48 consecutive on-time payments A 1.0% Interest rate reduction if you consolidate over $50,000 in eligible students and make 48 consecutive on-time payments. You can also lower your payments with our graduated repayment program. Grad Partners, Inc. reserves the right to modify, expand or discontinue this borrower benefit program or any similar program at any time without notice. Loans disbursed prior to the termination or change date will not be affected.

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paying back educational loans
paying back college loans

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